PRICING THAT MAKES SENSE

Look at the whole picture.
Know what you’re choosing.

A payment setup can include processing, equipment, software and other services. We help you compare them together.

Four parts. No guesswork.

01

Processing

Your business, card mix, volume and acceptance methods affect the proposed pricing.

02

Hardware

Stations, terminals, handhelds, printers and other equipment needed for the setup.

03

Software & connections

POS plans, gateways, apps and integrations can carry separate charges.

04

Services & terms

Review implementation, training, optional services and applicable contract terms.

UNDERSTAND THE OPTIONS

A pricing model
should be explained.

Your statement and the way customers pay are more useful than a headline percentage alone.

Interchange-plus

Issuer and network-related costs are separated from the processor’s markup. Additional service fees can also apply; compare the complete statement.

Flat-rate

A quoted rate can simplify the presentation of transaction costs. Ask which payment methods it covers and what other charges apply.

Cash discount & dual pricing

These programs present cash and card pricing in different ways. We review the fit, disclosures and applicable requirements for your business.

Credit-card surcharging

Surcharging has eligibility, card-network and location-dependent requirements. We review current requirements for your specific business rather than assuming one approach fits every merchant.

Add the tools that make sense.

Pay for a setup that solves your needs, with the scope clearly defined.

Website, CRM, scheduling, marketing and other business services are quoted separately. Processing costs, POS software and gateway fees are not bundled into a single universal price.

We confirm current offers and eligibility in your proposal rather than promising a fixed rate or guaranteed savings.

Let’s make your options clear.

Bring your current setup and your questions. Ask how to share a recent statement safely if a review would help.

Electronic Payments Northeast

Electronic Payments Northeast - Keeping Payments
Honest, Simple, & Local.

© 2026. Electronic Payments Northeast. All rights reserved.

Electronic Payments is a registered ISO/MSP of Commercial Bank of California

Electronic Payments is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA.

Electronic Payments is a registered MasterCard© TPP

American Express may require separate approval

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